Oregon has increased the amount of an employee’s disposable income that is exempt from wage garnishments. Currently, the disposable earnings of an individual are exempt from execution to the extent that payment under a garnishment would result in net disposable earnings for an individual of less than the following amounts:
- $254 for any period of one week or less;
- $509 for any two-week period;
- $545 for any half-month period; and
- $1,090 for any one-month period.
Beginning January 1, 2025, the following amounts will apply:
- For any period of one week or less:
- For wages payable before January 1, 2025, $254.
- For wages payable on or after January 1, 2025, and before July 1, 2025, $305.
- For wages payable on or after July 1, 2025, and before July 1, 2026, $338.
- For wages payable on or after July 1, 2026, and before July 1, 2027, $400.
- For wages payable on or after July 1, 2027, the minimum wage specified in ORS 653.025 (1), multiplied by 30.
- For any two-week period:
- For wages payable before January 1, 2025, $509.
- For wages payable on or after January 1, 2025, and before July 1, 2025, $611.
- For wages payable on or after July 1, 2025, and before July 1, 2026, $675.
- For wages payable on or after July 1, 2026, and before July 1, 2027, $832.
- For wages payable on or after July 1, 2027, the minimum wage specified in ORS 653.025 (1), multiplied by 60.
- For any half-month period:
- For wages payable before January 1, 2025, $545.
- For wages payable on or after January 1, 2025, and before July 1, 2025, $655.
- For wages payable on or after July 1, 2025, and before July 1, 2026, $737.
- For wages payable on or after July 1, 2026, and before July 1, 2027, $912.
- For wages payable on or after July 1, 2027, the minimum wage specified in ORS 653.025 (1), multiplied by 65.
- For any one-month period:
- For wages payable before January 1, 2025, $1,090.
- For wages payable on or after January 1, 2025, and before July 1, 2025, $1,309.
- For wages payable on or after July 1, 2025, and before July 1, 2026, $1,458.
- For wages payable on or after July 1, 2026, and before July 1, 2027, $1,792.
- For wages payable on or after July 1, 2027, the minimum wage specified in ORS 653.025 (1), multiplied by 130.
- For any other period longer than one week:
- The following amount multiplied by that fraction produced by dividing the number of days for which the earnings are paid by seven, rounded to the nearest dollar:
- For wages payable before January 1, 2025, $254.
- For wages payable on or after January 1, 2025, and before July 1, 2025, $305.
- For wages payable on or after July 1, 2025, and before July 1, 2026, $338.
- For wages payable on or after July 1, 2026, and before July 1, 2027, $400.
- The following amount multiplied by that fraction produced by dividing the number of days for which the earnings are paid by seven, rounded to the nearest dollar:
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